The latest from Texas Tech Credit Union.

A few proactive steps now can turn financial chaos into clarity. By budgeting early, reviewing your goals, and optimizing taxes, you’ll head into 2026 feeling organized, confident, and ready to make the most of your money.

Smart budgeting turns college stress into success—earn cash back, avoid fees, get paid early, and build lasting financial confidence.

Certificate secured loans can help borrowers improve their credit scores and pay for various expenses. Learn more.

There are many benefits of direct deposit, including faster access to cash, increased security and less time spent visiting a local bank or credit union.

Having a debit card makes it easy to withdraw cash & pay bills, but it won’t help your credit score. Learn about some of the pros and cons of debit cards.

Improving your credit score can help you obtain better interest rates, more flexible terms and lower payments on your loans.

Medical collections can be a huge factor in determining your credit score. Here's what you should know about them, and how they can impact you long-term.

From his unexpected start in 1976 to becoming a trusted advisor for generations of homebuyers, Tom shares the experiences and insights behind his 50‑year mortgage journey.

After helping members unwind dealership add‑ons and high‑rate loans, we’ve learned a lot about where people get stuck — and how refinancing can help.

The sooner you know your budget, the more confident you’ll feel — whether you're browsing listings or talking to a realtor.

FHA loans are not exclusively for first-time buyers. In fact, any borrower who meets the basic qualification criteria can take advantage of this program to purchase a home.

Waiting can come with significant financial costs and missed opportunities.

Buying a home is a significant milestone, but understanding the financial details can be overwhelming without expert help. By asking the right questions, you’ll begin your home buying journey with confidence and clarity.

Discover how buydown points and larger down payments impact your home purchase, empowering homebuyers to make informed financial decisions.

Shopping for a home can be intimidating. When it comes to available mortgages, there are many options to choose from, and it can be difficult to select the right one for your specific financial circumstances or lifestyle. Here is a simple breakdown and comparison of VA-backed loa

Refinancing your mortgage is a major decision that requires thoughtful consideration and planning. Before obtaining a new home loan, it’s important to take an honest look at your current financial situation, the amount of equity in your home, your current monthly payments, the le

It's no secret buying a home can be expensive. But there are many ways to save money when purchasing a home. Texas Tech Credit Union is here to help you get the best deal possible so you can get into the home of your dreams.

If you want to purchase a new car, truck or SUV, you’ll want to know what the auto loan rates are in Texas. Take a look at current rates now!

If you’re worried about qualifying for an auto loan due to poor credit, there is hope. Learn about your options.

If you want to buy a new car, obtaining an auto loan through a credit union may be your best option. Learn why.

If you’re looking to qualify for an auto loan for a new car, truck, or SUV, a credit union maybe your best option.

If you’re unfamiliar with the skip-a-pay program, we break down what it is and how to use it on your credit union auto loan.

Buying a new or pre-owned vehicle can be a complex process. Finding the best vehicle to fit your personal needs and budget takes time, effort, patience, and research.

Getting a personal loan may be easier than you think. Learn how you can access cash for important life events, medical emergencies, and more.

A personal loan can give you access to the money needed to cover everything from medical expenses to dream vacations.

Protect your investment and gain peace of mind with vehicle protection options from Texas Tech Credit Union. Explore GAP insurance, multi-shield protection, extended warranty, credit life, and disability coverage.

Are you a veteran or active military service member hoping to purchase a home in Texas? Learn how a VA loan can help you save.

Conventional, FHA and VA loans can all help you purchase your dream Texas home. Learn about these loans and their loan limits here.

Interested in buying a house in Texas? Education is everything. Here are five easy steps to take you through the process.

If you want to buy your first home in Texas, an FHA loan might be the right way to go. Learn about all of the requirements to qualify.

Are you an educator looking to purchase a new home in Texas? Learn about the home loans available for teachers through the Homes for Texas Heroes Program.

Using home equity to pay for repairs, renovations, and more can help homeowners over time. Here’s what you need to know about home equity loans in Texas.

If you are going to apply for an FHA loan in Texas, it’s essential to understand the down payment requirements.

Refinancing could help you lower your interest rate, reduce your monthly payments and more. Follow these steps to refinance your mortgage.

If you’re trying to save up for your first home, follow these helpful tips to get one step closer to becoming a homeowner.

If you want to buy your dream home in Texas, these tips will help you find the best mortgage rate possible.

Local lenders have a better understanding of the market in your area and provide more personalized service. Here are four reasons you should work with one.

Discover the pros and cons of renting vs. buying a home. Make an informed decision with expert advice from our comprehensive blog post. Read now.

Are you ready to purchase your first home and become a homeowner? If so, then understanding the ins and outs of mortgage loans is essential.

With the Best Rate Guarantee program, if you qualify for a better rate on a similar mortgage with another licensed lender, we'll pay you $1,000.

From managing student loans to budgeting for daily expenses building good habits are necessary to set yourself up for a more secure financial future.

The Mortgage Rulebook: 10 Rules Every Home Buyer Should Follow

Shopping for a home can be intimidating. When it comes to available mortgages, there are many options to choose from, and it can be difficult to select the right one for your specific financial circumstances or lifestyle. Here is a simple breakdown and comparison of VA-backed loa

As the New Year unfolds, it brings with it the perfect opportunity to reassess and revamp our financial habits.

As we enter the new year, it's time to look at how we can improve our financial health. Whether you're starting fresh or looking for ways to improve your finances, now is an excellent opportunity to take control of your money and create good habits that will lead to long-term fin

Savings accounts are essential in today’s financial climate. According to a report from “The Ascent,” 71% of US adults have some type of savings account. Placing your hard-earned cash in a savings account is essential if you are working to reach a specific financial goal.

Are you looking for a great way to invest your money and grow your wealth? A money market account is a great option if you’re seeking high yields with limited risk.

A savings account can offer many financial benefits. Learn why you should open one today.

Trying to decide between a certificate of deposit or money market savings account? We help break down the differences so you can make the best decision.

If you want to start saving up for retirement, follow these helpful tips to save for everything from vacations to everyday living expenses.

The holidays are just around the corner, and Texas Tech Credit Union is here to help you prepare! To help you make the most of this holiday season, we’re sharing some tips and tricks to help you have a stress-free holiday season.

When you choose an NCUA-insured credit union, you’re not just banking—you’re protecting your hard-earned money. Read why it matters to you.

Staying safe starts with staying informed. Knowing how imposter scams work—and the red flags to watch for—can help you stop fraud before it starts.

As cybercrime becomes increasingly more common, it’s important to protect your online banking account with a strong password that hackers can’t crack.

Scammers are always coming up with new ways to try to steal your information. Keep your money safe by identifying the red flags of common scams.

Protect your financial information from hackers by following these online banking security tips.

Protecting your financial information is a vital part of digital banking, as the looming threat of hacks is only getting worse. Scammers are always coming up with new ways to try to steal your personal information.

Mobile banking is more popular than ever, and thieves have unfortunately taken notice. Learn how you can identify and avoid mobile deposit scams.