The mystery surrounding medical collections and whether or not they affect your credit score has finally been solved. Recent changes were made on how medical debt is reported and these updates could p
How much should you save for retirement? Your golden years may seem far away, but a diligent retirement strategy can save you from facing unexpected financial challenges when you are ready to retire.
Interested in buying a house in Texas, but not sure how to obtain the best mortgage rate? A loan’s interest rate applies to the entire term. This means that a 30-year loan at a 4% interest rate versus
Buying a new or pre-owned sedan, SUV, truck, or minivan can be a long and frustrating process. Finding the best vehicle to fit your budget and personal expectations takes time, research, and a low-int
Whether you’re facing financial hardship, catching up on bills, anticipating a major purchase, or saving for a planned vacation, wedding, or perfect holiday gift, you can use the skip-a-payment option
There are many different ways to earn interest on money in your savings account. Certificates of deposit (CDs) and money market savings accounts are two of the most popular financial tools that can he
A certificate secured loan is a type of personal loan issued by a credit union. It is backed by money the borrower deposits into a savings account or dedicated share certificate. These funds are in
Savings accounts are essential in today’s financial climate. According to a report from “The Ascent,” 71% of US adults have some type of savings account. Placing your hard-earned cash in a savings acc
Purchasing your first home is a major decision. The average US home costs nearly $375,000, and additional upgrades, repairs, renovations, insurance, and property taxes can also take first-time homebuy
According to one survey, almost 94% of employees in the U.S. receive their paychecks via direct deposit, the transfer of a payment or check directly into a recipient’s account. Also known as an automa
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