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Rates Effective 02/01/2019*

Product

Rates

APY

Regular Share Savings

0.30%

0.30%

Kasasa Saver

2.00%

qualified rate
on deposits
up to $25,000

2.00%

qualified rate
on deposits
up to $25,000

IRA Savings

Educational, Roth, & Traditional

 0.25%  0.25%

Money Market Savings

 

$1 - $49,999.99


$50,000 - $99,999.99


$100,000+

 

 


1.00%


1.10%


1.50%

 

 

1.00%


1.11%


1.51%

Product

Rates

Red Mastercard®

12.24% variable APR

Black Mastercard®

8.24% variable APR

Platinum Mastercard®

15.24% variable APR

Product

Rates

Share/CD Secured Loan

2% above securing account

Product

Minimum

Deposit

Rates

APY*

Regular

Certificates

 

6 months

12 months

18 months

24 months

36 months

48 months

60 months

 

 

 

 

 

$1000

 

 

 

 

 

1.70%

2.00%

2.25%

2.35%

2.50%

2.50%

2.50%

 

 

 

1.71%

2.02%

2.27%

2.38%

2.53%

2.53%

2.53%

IRA

Certificates

 

6 months

12 months

18 months

24 months

36 months

 

 

 

$1000

 

 

 

0.40%

0.55%

0.60%

0.80%

1.00%

 

 

 

0.40%

0.55%

0.60%

0.80%

1.00%

Product

Payment Terms

Rates as Low as*

New Vehicles

up to 48 mos.

49 to 60 mos.

61 to 72 mos.

2.89%

3.19%

3.49%

Used Vehicles

up to 36 mos.

37 to 48 mos.

49 to 60 mos.

61 to 72 mos.

3.59%

3.89%

4.19%

4.49%

Travel Trailers
& RVs

 up to 60 mos.

61 to 72 mos.

73 to 84 mos.

85 to 96 mos.

97 to 120 mos.

 5.49%

5.74%

5.99%

6.24%

6.49%

Motorcycles, ATVs & Watercraft

 up to 36 mos.

37 to 48 mos.

49 to 60 mos.

 6.49%

6.74%

6.99%

Product

 Rates as Low as*

Signature Loans

0-60 months

9.24%

Line Of Credit

9.24%
Home Loans
  • Home Equity ARM (Prime Rate; 4% floor; no margin)
  • Fixed Rate
  • For Current Rates: Call 806.742.3606
*Rate Information
  • APY = Annual Percentage Yield.
  • Actual rates are subject to change, based on account qualification and underwriting criteria.
  • Fees may reduce earnings.
  • Rates subject to change.

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