Rates

Explore our competitive rates.

Auto Loan Rates

Loan Type

Up to 48 mo.

49-60 mo.

61-72 mo.

73-84 mo.

New

5.99%

6.24%

6.49%

6.99%

Used

6.24%

6.49%

6.74%

7.24%

Additional Rate Discounts

-0.40%

-0.40%

-0.40%

-0.40%

Rates effective 11/20/2023.  All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.

New Vehicles: 2023-2024 model years.
Used Vehicles: 2022 and older model years for auto, watercraft, RV's, and motorcycles.

Motorcycle & ATV Loan Rates

Loan Type

Up to 48 mo.

49-60 mo.

New

8.99%

9.24%

Used

9.24%

9.49%

Rates effective 11/20/2023.  All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.

New Motorcycles & ATVs: 2023-2024 model years.
Used Motorcycles & ATVs: 2022 and older model years.

RV & Travel Trailer Loan Rates

Loan Type

Up to 48 mo.

49-60 mo.

61-72 mo.

73-84 mo.

85-96 mo.

97-120 mo.

121-180 mo.

New

7.99%

8.24%

8.49%

8.99%

9.49%

10.24%

10.99%

Used

8.24%

8.49%

8.74%

9.24%

9.74%

10.49%

Rates effective 11/20/2023.  All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.

New RVs & Travel Trailers: 2023-2024 model years.
Used RVs & Travel Trailers: 2022 and older model years.

Boat & Watercraft Loan Rates

Loan Type

Up to 48 mo.

49-60 mo.

61-72 mo.

73-84 mo.

85-96 mo.

97-120 mo.

121-180 mo.

New

8.99%

9.24%

9.49%

9.99%

10.49%

11.24%

11.99%

Used

9.24%

9.49%

9.74%

10.24%

10.74%

11.49%

Rates effective 11/20/2023.  All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.

New Boats & Watercraft: 2023-2024 model years.
Used Boats & Watercraft: 2022 and older model years.

Home Loan Rates

Product

Rate

APR

Points

Conventional 30 Year
6.875%
6.920%
0.000
Conventional 15 Year
6.875%
6.948%
0.000
FHA 30 Year
FHA 30 Year
FHA 30 Year
FHA 30 Year
FHA 30 Year
6.250%
6.813%
0.000
VA 30 Year
VA 30 Year
VA 30 Year
VA 30 Year
VA 30 Year
6.750%
6.996%
0.000
Jumbo 30 Year
Jumbo 30 Year
Jumbo 30 Year
Jumbo 30 Year
Jumbo 30 Year
7.625%
7.640%
0.000
Updated:
March 1, 2024 4:56 PM
March 1, 2024 4:56 PM
March 1, 2024 4:56 PM
March 1, 2024 4:56 PM
March 1, 2024 4:56 PM

Backed by over a century of combined mortgage experience, you can shop with confidence with TTCU Mortgage! Our Best Rate Guarantee offers you the peace of mind that you’ll get the best mortgage rate available, and our team of local lenders are committed to guiding you through the process. We will partner with you and your real estate agent to get you the best house at the best price at the lowest rate possible. Connect with a TTCU Mortgage Loan Officer today.

Mortgage rates are based on personal information related to credit history and financial statements. Connect with a TTCU Mortgage Loan Officer for a rate quote.

Please note that rates and fees are subject to change without notice. Rates priced with specific loan values.

Personal Loan Rates

Terms (Months)

Excellent

Good

Average

Fair

Marginal

Poor

Unsecured / LOC

10.49%

12.49%

14.99%

16.99%

17.99%

17.99%

Rates effective 5/15/2023.  All rates presented are APR (Annual Percentage Rate). Fixed-rate. For current rates, call 806-742-3606. Rates subject to change based on account qualification and underwriting criteria.

Deposit Account Rates

Product

Rate

APY

Balance

Save Account

1.00%

1.00%

$5+

Money Market Savings

2.47%

2.50%

$1,000-$49,999.99

Money Market Savings

2.72%

2.75%

$50,000-$99,999.99

Money Market Savings

2.96%

3.00%

$100,000+

Rates effective 2/1/2024.  APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.

Certificates of Deposit Rates

Product

Terms (months)

Minimum Deposit

APY

Regular Certificates

6

$1,000

5.15%

Regular Certificates

12

$1,000

5.00%

Regular Certificates

18

$1,000

4.00%

Regular Certificates

24

$1,000

4.00%

Regular Certificates

36

$1,000

3.75%

Regular Certificates

48

$1,000

3.50%

Regular Certificates

60

$1,000

3.25%

Rates effective 10/16/2023.  APY = Annual Percentage Yield. Fixed-rate. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.