SAVINGS
Lock in a competitive rate and grow your savings.
Choose a term that fits your goals and enjoy predictable earnings with a fixed dividend rate.
Open an AccountWhy choose a Certificate of Deposit?
Lock In Your Rate
Enjoy a fixed dividend rate for the full term of your certificate, no matter what happens in the market.
Predictable Growth
Know exactly how your savings will grow over time.
Save Toward Bigger Goals
Ideal for funds you won't need right away and want working harder for you.
Smart features for smarter saving.
A smart & secure way to grow your savings.
Flexible Terms With Better Returns
With a minimum deposit of $1,000 and terms ranging from six months to 60 months, a Certificate of Deposit offers the flexibility you need to match your savings goals.
Low Risk and Always Protected
Your CD is virtually risk-free. You know exactly what you'll earn before you even open your account. Texas Tech Credit Union is also NCUA insured, providing a secure way to save and grow your money.
Earn More Over Time
Your deposit earns dividends that compound over time. So the longer you save, the more your balance grows.
Manage your savings from anywhere.
Banking that fits your life. Mobile and online banking that works on your schedule. Check balances, track your CD progress, and manage your account from wherever you are.
Learn More- Real-time balance updates
- CD maturity notifications
- Account alerts and notifications
Frequently Asked
Questions
A Certificate of Deposit (CD) is a savings account where you agree to keep your money deposited for a specific term (six months to five years) in exchange for a competitive, fixed dividend rate. You know exactly how much you'll earn before you open the account.
Dividends compound and are credited monthly. This means you earn dividends on your dividends, which increases your total return over time.
When your CD reaches maturity, you'll be notified. You can then withdraw the funds, open a new CD, or let it automatically renew. We'll contact you with your options.
Ready to get started?
Opening an account is simple. Become a member and open your account online in just a few minutes.