All Texas Tech Credit Union branches will be closed on Monday, October 12th in observance of Columbus Day.

Texas Tech Credit Union
savings

SAVINGS

Lock in a competitive rate and grow your savings.

Choose a term that fits your goals and enjoy predictable earnings with a fixed dividend rate.

Open an Account
Fixed Dividends
Multiple Term Options
Guaranteed Growth
NCUA Insured

Why choose a Certificate of Deposit?

Lock In Your Rate

Enjoy a fixed dividend rate for the full term of your certificate, no matter what happens in the market.

A member locking in a certificate rate on a laptop

Predictable Growth

Know exactly how your savings will grow over time.

A Texas Tech Credit Union building

Save Toward Bigger Goals

Ideal for funds you won't need right away and want working harder for you.

save

Smart features for smarter saving.

A smart & secure way to grow your savings.

Member completing paperwork

Flexible Terms With Better Returns

With a minimum deposit of $1,000 and terms ranging from six months to 60 months, a Certificate of Deposit offers the flexibility you need to match your savings goals.

Low Risk and Always Protected

Your CD is virtually risk-free. You know exactly what you'll earn before you even open your account. Texas Tech Credit Union is also NCUA insured, providing a secure way to save and grow your money.

Member signing on a phone

Earn More Over Time

Your deposit earns dividends that compound over time. So the longer you save, the more your balance grows.

back

Manage your savings from anywhere.

Banking that fits your life. Mobile and online banking that works on your schedule. Check balances, track your CD progress, and manage your account from wherever you are.

Learn More
  • Real-time balance updates
  • CD maturity notifications
  • Account alerts and notifications

Frequently Asked Questions

A Certificate of Deposit (CD) is a savings account where you agree to keep your money deposited for a specific term (six months to five years) in exchange for a competitive, fixed dividend rate. You know exactly how much you'll earn before you open the account.

Dividends compound and are credited monthly. This means you earn dividends on your dividends, which increases your total return over time.

When your CD reaches maturity, you'll be notified. You can then withdraw the funds, open a new CD, or let it automatically renew. We'll contact you with your options.

Ready to get started?

Opening an account is simple. Become a member and open your account online in just a few minutes.

Open an Account