All Texas Tech Credit Union branches will be closed on Monday, October 12th in observance of Columbus Day.

Texas Tech Credit Union
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SAVINGS

Earn more while keeping access to your savings.

A Money Market Account offers competitive dividend earnings with the flexibility to access your funds when you need them.

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Competitive Dividend Rates
Access to Your Funds Anytime
Tiered Rate Structure
NCUA Insured

Why choose a Money Market Account?

Earn More on Your Savings

Money Market Accounts typically offer higher dividends compared to regular savings accounts, allowing you to maximize your returns.

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Keep Your Flexibility

Unlike some other investments, Money Market Accounts provide easy access to your funds. Make unlimited withdrawals and transfers without penalties.

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Save With Confidence

NCUA insured up to at least $250,000 per depositor, per ownership category. Grow your savings with confidence, knowing your money is safe and secure, backed by the full faith and credit of the United States Government.

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Phone + Debit Card

Manage your savings from anywhere.

Banking that fits your life. Mobile and online banking that works on your schedule. Check balances, track your earnings, make deposits, and manage your account from wherever you are.

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  • Mobile check deposit
  • Easy transfers between accounts
  • Real-time balance updates
  • Dividend tracking
  • Account alerts and notifications

Smart features for smarter saving.

Everything you need to grow your savings.

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Competitive Rates

With our tiered rate structure, the more you save, the higher your dividend rate. View our current rates to see how much your savings could earn.

Access Anytime

Easy deposits and withdrawals whenever you need them. Your money is always available.

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Your Money Stays Local

Your deposits go right back into supporting the growth and prosperity of our local community, funding loans for your neighbors and the people who live here.

Frequently Asked Questions

A Money Market Account is a savings account that earns competitive dividends while giving you flexible access to your funds.

Money Market Accounts earn dividends paid on a monthly basis. Our tiered rate structure means your dividend rate increases as your balance grows.

Check our rates page to see current rates for different balance tiers.

Yes. You can make unlimited deposits and withdrawals without penalties. Your funds are always accessible when you need them.

There are no monthly service fees. A minimum balance may be required to earn dividends — see our current rate sheet for details.

Ready to get started?

Opening an account is simple. Become a member and open your account online in just a few minutes.

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