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Bank
Borrow
Mortgage
Learn
Loan Type
Up to 48 mo.
49-60 mo.
61-72 mo.
73-84 mo.
New
4.49%
4.74%
4.99%
5.49%
Used
4.74%
4.99%
5.24%
5.74%
Additional Rate Discounts
-0.40%
-0.40%
-0.40%
-0.40%
Rates effective 5/1/2025. All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.
New Vehicles: 2024-2025 model years.
Used Vehicles: 2023 - 2022 rates shown above.
Older model years for auto, watercraft, RV's, and motorcycles subject to change.
Loan Type
Up to 48 mo.
49-60 mo.
New
7.49%
7.74%
Used
7.74%
7.99%
Rates effective 5/1/2025. All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.
New Motorcycles & ATVs: 2024-2025 model years.
Used Motorcycles & ATVs: 2023 and older model years.
Loan Type
Up to 48 mo.
49-60 mo.
61-72 mo.
73-84 mo.
85-96 mo.
97-120 mo.
121-180 mo.
New
6.49%
6.74%
6.99%
7.49%
7.99%
8.74%
9.49%
Used
6.74%
6.99%
7.24%
7.74%
8.24%
8.99%
9.74%
Rates effective 5/1/2025. All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.
New RVs & Travel Trailers: 2024-2025 model years.
Used RVs & Travel Trailers: 2023 and older model years.
Loan Type
Up to 48 mo.
49-60 mo.
61-72 mo.
73-84 mo.
85-96 mo.
97-120 mo.
121-180 mo.
New
7.49%
7.74%
7.99%
8.49%
8.99%
9.74%
10.49%
Used
7.74%
7.99%
8.24%
8.74%
9.24%
9.99%
10.74%
Rates effective 5/1/2025. All rates presented are APR (Annual Percentage Rate). Fixed rates. For current rates, call 806-742-3606. Rates shown are based on excellent credit history, underwriting criteria, and account qualification. Rates subject to change.
New Boats & Watercraft: 2024-2025 model years.
Used Boats & Watercraft: 2023 and older model years.
Credit Score
Excellent
Good
Average
Fair
Marginal
Poor
Unsecured / LOC
10.49%
12.49%
14.99%
16.99%
17.99%
17.99%
Rates effective 5/15/2023. All rates presented are APR (Annual Percentage Rate). Fixed-rate. For current rates, call 806-742-3606. Rates subject to change based on account qualification and underwriting criteria.
Product
Rate
APY
Balance
Save Account
1.00%
1.00%
$5+
Money Market Savings
2.47%
2.50%
$1,000-$49,999.99
Money Market Savings
2.72%
2.75%
$50,000-$99,999.99
Money Market Savings
2.96%
3.00%
$100,000+
Rates effective 2/1/2024. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
Product
Terms (months)
Minimum Deposit
APY
Regular Certificates
6
$1,000
4.00%
Regular Certificates
12
$1,000
4.00%
Regular Certificates
18
$1,000
3.50%
Regular Certificates
24
$1,000
3.50%
Regular Certificates
36
$1,000
3.25%
Regular Certificates
48
$1,000
3.00%
Regular Certificates
60
$1,000
3.00%
Rates effective 3/27/25. APY = Annual Percentage Yield. Fixed rate. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
