All Texas Tech Credit Union branches will be closed on Monday, October 12th in observance of Columbus Day.

Texas Tech Credit Union
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vehicle loans

Get a better rate for your ride.

Whether you're buying a car, truck, boat, RV, or motorcycle, we'll get you pre-approved fast with a rate that works for you.

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Competitive Rates
Flexible Terms
Fast Pre-Approval
Protection Options Available
No Payment for 90 Days*

A loan for every vehicle.

No matter what you're financing, we have competitive rates and flexible terms to get you moving.

Auto Loan

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Say hello to your dream car. Get pre-approved fast, lock in a better rate, and make no payments for 90 days.*

* Based on the applicant meeting established criteria.

Motorcycle or ATV Loan

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Whether you're cruising the open road or hitting the trails, we have a loan built for it. Competitive rates and flexible terms for motorcycles, ATVs, and everything in between.

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RV or Travel Trailer Loan

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Your next adventure is closer than you think. Our RV and travel trailer loans offer competitive rates and flexible terms so you can hit the road without breaking the budget.

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Boat Loan

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Ready to hit the water? Our boat loans come with competitive rates and flexible repayment terms so you can focus on the fun, not the financing.

What makes us different.

Benefits of getting your vehicle loan at Texas Tech Credit Union:

Rates That Work in Your Favor

Being a member means better rates than typically found at a traditional bank or dealership. Simple as that.

Flexible Terms Up to 84 Months

Pick the repayment timeline that fits your budget. Shorter to pay it off fast, longer to keep payments low.*

Same-Day Decisions

Get approved in hours, not days or weeks. We keep things simple so you don't have to wait.

Real People, Real Support

Our team is here to help you find the right loan for your situation.

View Current Rates
Members meeting with a Texas Tech Credit Union team member

Your path to the perfect ride.

Four steps from start to finish.

Step 1

Assess Your Situation

Estimate your monthly car loan payment and define your budget so you're ready to apply for an auto loan confidently.

Step 2

Get Pre-Approved

Complete the online application. We'll review it and get back to you, usually within the same day.

Step 3

Start Shopping

With pre-approval in hand, you're ready to find your next vehicle, whether it's a dealership, a private seller, or a marina.

Step 4

Protect Your Purchase

Before you drive, ride, or sail off, make sure your investment is protected.

Coverage for the road ahead.

Because the unexpected shouldn't derail your finances.

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Your roadmap to confident car buying.

From setting your budget to knowing what to say at the dealership, this free guide is designed to prepare you for your auto buying journey.

Download Now
Buy a Car Without Dealer Financing guide

Frequently Asked Questions

We work with members at all credit levels. Your score matters, but it's not the only thing we look at. We consider your income, employment history, and relationship with us. Many members with fair credit get approved at competitive rates.

Your trade-in value reduces the amount you need to borrow. Bring the details to your application and we'll factor it in when calculating your loan amount.

Loan amounts vary based on your credit profile, income, and the type of loan you're applying for. Contact our team or start your application online to find out what you qualify for.

Ready to get moving?

Get pre-approved today and start shopping for your next vehicle with confidence.

Apply Now Get My Quote
*

Based on the applicant meeting established criteria including but not limited to credit score, year of vehicle, and amount financed.