Earn 1% cash back on everyday purchases.

You earn 1% cash back on up to $2,000 in eligible debit card purchases each month. That's up to $20 in cash back monthly, or $240 each year. Cash back is deposited to your account on the last day of each month. To start earning, simply enroll in e-statements.

See the Member Information Packet for details on transaction eligibility, limitations, and terms.

This is a free account with no monthly service fees, no minimum balance requirement, and no transaction fees needed to earn cash back. Members must be enrolled in e-statements to earn cash back. Accounts with paper statements can still maintain a Spend+ account, but are not eligible for cash back earnings.

Each membership is limited to one Spend+ Cashback Checking account. You can have as many Spend Checking accounts (without cash back) as needed.

Yes, converting an existing checking account to Spend+ can be done at any branch or by calling our team. Converting your account will not change your account number, debit card number, or disrupt any existing payments and transfers.

Yes, your Spend+ debit card works worldwide with access to our global ATM network. Foreign transaction fees are minimal, and your cash back still applies.