All Texas Tech Credit Union branches will be closed on Monday, October 12th in observance of Columbus Day.

Texas Tech Credit Union
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skip-a-pay

Focus on what matters most.

Sometimes life needs a little breathing room. Skip a loan payment and keep the cash in your pocket.

Apply Now

What is Skip-a-Pay?

Need a financial breather? Skip-A-Pay lets you defer up to two loan payments per year so you can redirect that money where it's needed most. Apply online in minutes for just $25 per loan.

Eligibility requirements.

Here's what you need to know to qualify for Skip-A-Pay.

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Good Standing

Your account must be in good standing and your loan must be current at the time of your request.

Apply Early

Submit your application at least three business days before your payment due date.

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Consecutive Payments

You must have made at least five consecutive payments on your loan before applying to skip.

Frequently Asked Questions

Yes. A $25 processing fee applies per loan payment skipped. Interest will continue to accrue during the deferral period at your original rate, and your repayment term will be extended accordingly.

Skip-a-Pay is available on most consumer loans. Real estate loans, lines of credit, and credit card loans are not eligible. All applications are subject to review and approval by Texas Tech Credit Union.

Ready for a little breathing room?

Apply online in minutes and skip your next qualifying loan payment.