All Texas Tech Credit Union branches will be closed on Monday, October 12th in observance of Columbus Day.

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mortgage

Lubbock's local mortgage team is ready for you.

We've been part of the Lubbock community since the beginning. Our local mortgage team is here to help the next generation of South Plains homeowners get their keys.

Apply Now Get My Quote

The Texas Tech Credit Union mortgage difference.

In-house underwriting

Your loan stays local, which means faster decisions, clearer communication, and fewer delays from application to closing.

Rates backed by a guarantee

We're so confident in our mortgage rates, we back them with a $1,000 Best Rate Guarantee.*

A team that knows Lubbock

Our loan officers live and work here. They know the neighborhoods, the market, and what it takes to get you to closing day.

Built for every homebuyer

From first-time buyers to seasoned homeowners, we have loan options built for every stage of the homebuying journey.

Mortgage rates for the South Plains.

Competitive rates backed by our Best Rate Guarantee.

Conventional

30-year fixed

Included:

  • Rate locked at application
  • No private mortgage insurance
  • Member rate discount
Get My Quote
FHA

30-year fixed

Included:

  • Lower down payment
  • Flexible credit requirements
  • Member rate discount
Get My Quote
Conventional

15-year fixed

Included:

  • Less interest over the loan
  • Build equity faster
  • Member rate discount
Get My Quote
VA

30-year fixed

Included:

  • No down payment required
  • No private mortgage insurance
  • Member rate discount
Get My Quote

The mortgage process

Your mortgage, step by step.

We keep the process simple so you can focus on finding the right home.

Texas Tech Credit Union members in a new kitchen

step 1

Meet with an expert.

Connect with one of our local mortgage loan officers to talk through your goals, explore your options, and get the process started.

step 2

Upload your documents.

Download the Texas Tech Credit Union mortgage app to securely upload your documents and kick off your pre-qualification.**

Download on the App Store Get it on Google Play

step 3

Begin house hunting.

With pre-qualification in hand, start searching for your home knowing the budget you're working with.

step 4

Close and get the keys.

Once you've found the right home, our team will guide you through a smooth and timely closing process.

The right team makes all the difference.

Experienced loan officers across West Texas, ready to guide you every step of the way.

Whitney Chaney Read Bio →

Whitney Chaney

Director of Mortgage Lending

NMLS# 1213629

Brett Dunlap Read Bio →

Brett Dunlap

Mortgage Loan Officer

NMLS# 446649

Edwin Prieto Read Bio →

Edwin Prieto

Mortgage Loan Officer

NMLS# 2628920

Haden Lipham Read Bio →

Haden Lipham

Mortgage Loan Officer

NMLS# 1644599

Larissa Cable Read Bio →

Larissa Cable

Mortgage Loan Officer

NMLS# 525982

Tom Couture Read Bio →

Tom Couture

Mortgage Loan Officer

NMLS# 842717

Ty Chisum Read Bio →

Ty Chisum

Mortgage Loan Officer

NMLS# 2095661

Tyler Perez Read Bio →

Tyler Perez

Mortgage Loan Officer

NMLS# 1568573

Ready to take the next step?

A dedicated loan officer is ready to walk you through your options and get you to closing day.

Apply Now
*

A similar mortgage must be for a first lien purchase or refinance of a primary or secondary residence, same property, loan purpose, term, and loan amount, with the same or lower closing costs.

To receive your competitive rate adjustment, you must provide Texas Tech Credit Union Mortgage a copy of the competitor's Loan Estimate, Rate Lock Agreement, and documentation of the property, loan purpose, rate, term, loan amount, and closing costs. Documentation must be dated within 3 calendar days of locking your rate with Texas Tech Credit Union Mortgage.

**

Pre-qualification is subject to credit history and financial statement review.