Manage your debit card on your terms.

Card Controls let you take charge of how, when, and where your card can be used. Features like Card On/Off and Transaction Type Controls give you the flexibility to manage security, spending, and usage preferences all within your digital banking app.

Card On/Off lets you temporarily disable your card. If your card is lost or misplaced, you can instantly turn it off to prevent unauthorized use. When you're ready to use it again, simply turn it back on — no need to cancel your card.

Transaction Type Controls let you customize which types of transactions are allowed with your card. Currently, you can enable or restrict:

• Online Transactions: Control whether your card can be used for internet-based purchases.
• In-Person Transactions: Set preferences for in-store purchases.
• ATM Transactions: Manage access to cash withdrawals at ATMs.
• Autopay/Recurring Transactions: Control the use of your card for subscriptions and automatic payments.

These controls help you limit your card to only the transactions you want, adding an extra layer of security. Please review each transaction type category to verify if it is turned on or off. Note: when you initially turn on transaction controls they will all automatically be ON.

Setting up Card Controls is simple:

1. Log in to your digital banking app and navigate to My Cards.
2. Select either Card On/Off or Transaction Type Controls.
3. For Transaction Type Controls, choose the types of transactions you'd like to enable or restrict, such as online, ATM, in-person, or autopay/recurring transactions.
4. Save your changes.

Your controls are active immediately, and you can update them anytime.

If your card is turned off, all new transactions will be declined until you turn it back on. This feature prevents unauthorized use of your card if it's lost or misplaced. You can re-enable your card instantly whenever you're ready to use it again.

Yes! You can adjust Transaction Type Controls as needed. For example, if you're making an online purchase, you can enable online transactions temporarily, then turn them off afterward to help protect your account from unauthorized internet purchases.

No. Only Texas Tech Credit Union issued debit cards and credit cards are eligible for services offered through My Cards.

If your Texas Tech Credit Union debit card is lost or stolen, use My Cards to turn your card off. 

No. My Cards are available at no additional cost to Texas Tech Credit Union members through Online Banking and Mobile Banking. 

Changes made through My Cards, such as turning your card on or off or updating transaction controls, typically take effect immediately.