Your Deposits Deserve Federal Protection

Bank with confidence at Texas Tech Credit Union—where your money is backed by the full faith of the U.S. government.

Why Federal Insurance Matters

Not all credit unions are the same. At Texas Tech Credit Union, your deposits are protected by the National Credit Union Administration (NCUA), a federal agency that insures your funds up to at least $250,000 per ownership category. This isn’t private insurance. It’s a U.S. government guarantee. Not all credit unions offer this level of protection, but we believe your peace of mind should come standard.

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Free automatic coverage for our members

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Backed by the full faith of the U.S. government

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Deposits insured to at least $250,000 per ownership category

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Held to strict federal safety and soundness standards

NCUA vs. FDIC

Different Names, Same Protection.

NCUA protection offers the same level of security as FDIC—specifically designed for credit unions.

NCUA

Credit Unions

Backed by U.S. Government

$250K Coverage Per Account

Member-Focused

FDIC

Banks

Backed by U.S. Government

$250K Coverage Per Account

Investor-Focused

Wondering if Your Credit Union Offers the Same Protection?

Use the NCUA’s official tool to see if your current credit union is backed by the U.S. government.

Research a Credit Union

more than local.

We’re Backed By Federal Protection.

At Texas Tech Credit Union, you're more than a customer—you're a member. That means your needs come first, always. As a not-for-profit, member-owned credit union, we’re here to serve you, not shareholders. With deep roots in the Texas Tech community, award-winning service, and digital tools that simplify your financial life, we’re built for members who expect more from their money.

Find Out How Much Of Your Money Is Protected

Use the official NCUA insurance estimator to calculate exactly how much of your deposits are protected across checking, savings, CDs, and more.

Estimate Your Coverage

Ready to Get Started?

Your Deposits Deserve Federal Protection

Become a member of Texas Tech Credit Union and experience the confidence that comes with local service—and federal insurance through the NCUA.

Become a Member

Federally insured by the National Credit Union Administration (NCUA).Insurance applies to deposits up to at least $250,000 per ownership category.NCUA insurance covers share savings, checking, money market, certificate, and IRA accounts. It does not cover investments such as stocks, bonds, mutual funds, annuities, crypto assets, or the contents of safe deposit boxes.