Texas Tech Credit Union
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What is Holiday Skip-a-Pay?

Holiday Skip-A-Pay lets you defer one loan payment between November 2026 and January 2027 so you can redirect that money where it's needed most. Apply online in minutes and skip a payment this holiday for just $25 per loan.

Eligibility requirements.

Here's what is needed to qualify for Holiday Skip-A-Pay.

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Good Standing

Your account must be in good standing and your loan must be current at the time of your request.

Apply Early

Submit your application at least three business days before your payment due date.

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Consecutive Payments

You must have made at least one payment on your loan before applying to skip.

Frequently Asked Questions

Yes. A $25 processing fee applies per loan payment skipped. Interest will continue to accrue during the deferral period at your original rate, and your repayment term will be extended accordingly.

Skip-a-Pay is available on most consumer loans. Real estate loans, lines of credit, and credit card loans are not eligible. All applications are subject to review and approval by Texas Tech Credit Union.

Ready for a little breathing room?

Apply online in minutes and skip your next qualifying loan payment.

Apply Now
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 *Skip A Pay Terms: $25 fee per skipped payment. Does not apply to real estate loans, mortgage loans, lines of credit, or credit card payments. The member applying for a promotion must have all accounts and loan(s) in good standing. Must have made at least one payment on the loan. Only one monthly payment (November 2026, December 2026, or January 2027) can be skipped during the promotion.