All Texas Tech Credit Union branches will be closed on Monday, October 12th in observance of Columbus Day.

Texas Tech Credit Union

Meet Scarlet - Your Personal Virtual Assistant.

Help is just a message away.

From checking your balance to learning about our products, Scarlet delivers instant answers.

iPhone and laptop showing Texas Tech Credit Union mobile and online banking Scarlet chat options: video, audio, phone or chat

Discover what Scarlet can do for you

Fast answers and real support right when you need it.

Manage your money

Check balances, transfer funds, make loan payments, and more!*

Get answers instantly

From loan rates to branch info, Scarlet’s got the answers.

Always on call

Available 24/7 access via chat and phone, even on holidays.

Connect you to real people

Need extra help? Scarlet will route you directly to a team member.

Banking That Moves With You

Powered by CUNow™ — our virtual branch experience.

Scarlet is just the beginning. CUNow™ is our growing network of virtual services designed to bring the branch experience to you — anywhere, anytime.

From virtual assistants to easy loan applications and secure document sharing, CUNow™ is redefining what it means to bank with the Texas Tech Credit Union.

Hand holding a phone with a Scarlet chat open on the Texas Tech Credit Union website

Frequently Asked Questions

Scarlet is Texas Tech Credit Union’s new virtual assistant — your 24/7 banking companion. She can answer banking questions, guide you through online and mobile banking, and help you manage your accounts anytime, anywhere.

You can start a conversation with Scarlet directly on our website, look for the chat icon in the bottom corner of your screen.

Yes, Scarlet will answer the phone anytime you call the Texas Tech Credit Union. She will be able to assist you with your needs or connect you to a team member.

Yes! Scarlet is available online through chat and by phone. She even works holidays!

Yes, once your identity is securely verified, Scarlet can provide account-specific details like balances, transaction information, assist with loan payments and more.

Absolutely. Scarlet uses the same advanced encryption and authentication standards as our online and mobile banking platforms. Your privacy and security are always our top priorities.

If you need extra help or want to speak with someone directly, Scarlet can seamlessly connect you with a Texas Tech Credit Union team member during business hours. You can find business hours here.

CUNow™ is Texas Tech Credit Union’s virtual branch experience — a growing suite of digital tools designed to bring the in-branch experience straight to you. Scarlet is the first step in this evolution, making it easier than ever to bank wherever you are.

No downloads are necessary. Scarlet is built right into our website and online and mobile banking, so you can start chatting instantly.

*Important Information

* For account-specific information, members will need to verify identity.

Member holding a phone with a Scarlet chat open

Get Answers Instantly

Bank with Scarlet today.

Start a chat or call to speak with Scarlet anytime and experience how CUNow™ is transforming the way Red Raiders bank.

Launch Scarlet Now