Texas Tech Credit Union

Win free tuition every time you swipe with Spend+

Every time you swipe with Spend+ you get an extra entry for free tuition!
Win FREE TUITION
Cash Back for College — Texas Tech Credit Union

*Some rules apply.

Federally insured by NCUA
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Swipe. Spend. Win.

how it works

Open a Spend+ Cashback Checking Account

Enroll in Cashback for College

Swipe Your Debit Card for More Entries

A Texas Tech Credit Union debit card being inserted into an ATM

Why Students (and Parents!)

love spend+

  • ✅ 1% Cashback on Every Purchase
  • 💸 No Monthly Fees
  • 🏧 88,000+ Fee-Free ATMs
  • 💳 Free Transfers from Mom & Dad
  • ⏱ Get Paid 2 Days Early
  • 🏫 On-Campus ITMs & Branch Location
Get yours

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questions?

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Full-time students enrolled at Texas Tech University or Texas Tech Health Sciences Center.

Tuition money will be paid to the Texas Tech University Registrar’s Office and awarded as a scholarship to the student’s financial account.

November 30, 2026.

Within 18 days of the giveaway closure. The winning member will be called at the primary phone number listed on the account.

Swipe your debit card. Every time you make a qualifying purchase your entries are adding up.

Swipe your debit card. Every time you make a qualifying purchase you receive 1% cash back.

This is a free account with no monthly service fees, no minimum balance requirement, and no transaction fees needed to earn cash back. Members must be enrolled in e-statements to earn cash back. Accounts with paper statements can still maintain a Spend+ account, but are not eligible for cash back earnings.

Each membership is limited to one Spend+ Cashback Checking account. 

Yes, converting an existing checking account to Spend+ can be done at any branch or by calling our team. Converting your account will not change your account number, debit card number, or disrupt any existing payments and transfers.

You must be the primary account owner to qualify for the giveaway.

Cashback for College is sponsored by Texas Tech Credit Union and is open to members who have a Spend+ Checking account with Texas Tech Credit Union and are actively enrolled at Texas Tech University or Texas Tech Health Sciences Center as a full-time student.

Participants must have an active Spend+ Cashback account and opt-in to the Cashback for College drawing each fall or spring semester. Each eligible debit card transaction (swipe) completed during the drawing period will count as one entry into the drawing. Limit one Spend+ Cashback account per person. The winner must have an active Spend+ Checking account at the time of the drawing and at the time of tuition payment to remain eligible.

The giveaway covers tuition and applicable fees up to a maximum of $10,000. Funds will be paid directly to the Texas Tech University Scholarship Office. Any refund generated by Texas Tech University as a result of this payment will be disbursed to the student according to the university’s standard refund policies. Tuition will be paid for the following semester or disbursed as a refund for graduating students. The winner will be selected by random draw and be contacted by phone at the number on file within 18 days of the giveaway closure.

Texas Tech Credit Union reserves the right to cancel or modify the promotion at any time for any reason, including in the event of suspected fraud, technical failure, or other factors beyond its control. Membership eligibility required. Texas Tech Credit Union Employees, Board Members, and Supervisory Committee Members are not eligible, nor are family members of the aforementioned. This promotion is not affiliated with or endorsed by Texas Tech University.

Direct deposit required. Receiving direct deposit funds up to two days early is dependent on when payment details are provided by the payer. If your deposit does not arrive early, it will arrive on your scheduled payday.

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*Some rules apply.

More swipes = more entries
Cash Back for College — Texas Tech Credit Union