SWIPE. SPEND. WIN.

how it works

Open a Spend+ Cashback Account
Enroll in Cashback for College
Swipe Your Debit Card for More Entries
ENROLL TODAY

WHY STUDENTS (AND PARENTS)

LOVE SPEND+

✅  1% Cashback on Every Purchase
💸  No Monthly Fees
🏧  88,000+ Fee-Free ATMs
⏱  Get Paid 2 Days Early*

💳‍ Easy Transfers from Mom & Dad
🏫  On-Campus ITMs & Branch Location

Get yours

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QUESTIONS?

we've got answers.

1

Who is eligible to win?
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Full-time students enrolled at Texas Tech University.

2

How is the tuition prize awarded?
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Tuition money will be paid to the Texas Tech University Scholarship Office and awarded as a scholarship to the student’s financial account.  Tuition will be paid for the following semester or disbursed as a refund for graduating students.

3

When is the deadline for the last entries?
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November 30, 2025.

4

When will the winner be announced?
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Within 18 days of the giveaway closure.

5

How will the winner be notified?
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The winning member will be called at the phone number on their account record.

6

How do you get entries in the drawing?
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Swipe your debit card. Every time you make a qualifying purchase your entries are adding up. * See Member Information Packet for details on transaction eligibility, limitations, and terms.

7

How can I earn cashback while getting entries for the tuition giveaway?
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Swipe your debit card. Every time you make a qualifying purchase you receive 1% cash back.  * See Member Information Packet for details on transaction eligibility, limitations, and terms.

8

How many Spend + Cashback accounts can I have?
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Each member can only have one Spend+ Cashback account.

9

Can I convert my existing account to a Spend+ Cashback account?
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Yes, converting an existing checking account to a Spend+ Cashback Checking can be done at any branch, or by giving our team a call today. Converting your account will not change your account number, debit card number, or disrupt any existing payments and transfers.

10

What if I am a student with an account but the account is under my parents' name?
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You must be the primary account owner to qualify for the giveaway.

*Important Information
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Cashback for College is sponsored by Texas Tech Credit Union and is open to members who have a Spend+ Checking account with Texas Tech Credit Union and are actively enrolled at Texas Tech University or Texas Tech Health Sciences Center as a full-time student.

Participants must have an active Spend+ Cashback account and opt-in to the Cashback for College drawing each fall or spring semester. Each eligible debit card transaction (swipe) completed during the drawing period will count as one entry into the drawing. Limit one Spend+ Cashback account per person. The winner must have an active Spend+ Checking account at the time of the drawing and at the time of tuition payment to remain eligible.

The giveaway covers tuition and applicable fees up to a maximum of $10,000. Funds will be paid directly to the Texas Tech University Scholarship Office. Any refund generated by Texas Tech University as a result of this payment will be disbursed to the student according to the university’s standard refund policies. Tuition will be paid for the following semester or disbursed as a refund for graduating students. The winner will be selected by random draw and be contacted by phone at the number on file within 18 days of the giveaway closure.

Texas Tech Credit Union reserves the right to cancel or modify the promotion at any time for any reason, including in the event of suspected fraud, technical failure, or other factors beyond its control. Membership eligibility required. Texas Tech Credit Union Employees, Board Members, and Supervisory Committee Members are not eligible, nor are family members of the aforementioned. This promotion is not affiliated with or endorsed by Texas Tech University.

* Direct deposit required. Receiving direct deposit funds up to two days early is dependent on when payment details are provided by the payer. If your deposit does not arrive early, it will arrive on your scheduled payday.

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Open your account today and start stacking your entries for FREE TUITION!

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*Some rules apply.