All Texas Tech Credit Union branches will be closed on Monday, October 12th in observance of Columbus Day.

Texas Tech Credit Union
A family walking up to their new West Texas home

Bridge Loan Financing

Transition properties with bridge loans.

Bridge the gap between one home to the next. Secure short-term financing to bridge the gap between buying and selling properties.

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What is a bridge loan?

A bridge loan provides short-term financing to bridge the gap between buying a new property and selling an existing one. It offers quick access to funds, making property transitions smoother and less stressful.

Why choose a bridge loan?

Explore bridge loan benefits.

Interest-only option for departing residence

Maximize flexibility with bridge loans, offering interest-only financing for your departing residence.

Buy before you sell

Unlike other loan options, bridge loans can help make your home offer more competitive as they eliminate the need for contingencies.

Peace of mind

At Texas Tech Credit Union, our bridge loans include a 12-month grace period to sell your departing residence, offering peace of mind and flexibility during life's transitions.

In-house financing

With in-house financing available, make hassle-free payments toward your bridge loan at any Texas Tech Credit Union branch, ensuring convenience and accessibility.

Versatile options for your home financing

Discover your bridge loan options.

Bridge Purchase Loan

A bridge purchase loan offers quick, short-term financing to help you buy a new property before selling your current one. It provides the flexibility to move quickly in competitive markets without waiting for your existing home to sell.

Benefits

  • Quick access to funds
  • No need to sell first
  • Flexible repayment terms

Mortgage lending across West Texas.

A dedicated team in every market we serve.

panhandle

Amarillo

A dedicated team serving Amarillo and the surrounding Panhandle.

Learn More A Texas Tech Credit Union loan officer with a member
south plains

Lubbock

Where it all started. Fast approvals and local expertise for South Plains buyers.

Learn More Texas Tech Credit Union team members in the Lubbock branch
Permian basin

Midland

Dedicated mortgage support for Midland and Permian Basin homebuyers.

Learn More A Texas Tech Credit Union loan officer at her desk

Get to know your local mortgage team.

Our loan officers know this market and are ready to guide you from application to closing.

Meet the Team

The mortgage process

Your mortgage, step by step.

We keep the process simple so you can focus on finding the right home.

step 1

Meet with an expert.

Connect with one of our local mortgage loan officers to talk through your goals, explore your options, and get the process started.

step 2

Upload your documents.

Download the Texas Tech Credit Union mortgage app to securely upload your documents and kick off your pre-qualification.*

Download on the App Store Get it on Google Play

step 3

Begin house hunting.

With pre-qualification in hand, start searching for your home knowing the budget you're working with.

step 4

Close and get the keys.

Once you've found the right home, our team will guide you through a smooth and timely closing process.

Manage your mortgage from anywhere.

Stay on top of every step with the Texas Tech Credit Union mortgage app. Upload documents, check your status, and connect with your team on the go.

Download on the App Store Get it on Google Play

Ready to take the next step?

Ready to bridge the gap in your finances? A dedicated loan officer is ready to walk you through your options and get you to closing day.

Apply Now
*

Pre-qualification is subject to credit history and financial statement review.