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Get a better rate for your ride.

The open road is calling.

We offer our members low interest rates, as well as flexible loan terms and payment plans, so you can get the money you need to get where you're going.

Apply Now
how it works

The Car Buying Process

1

Assess Your Situation

Start by determining your car buying budget and how much you can afford.
2

Get Pre-approved

Complete the online application. We'll review it and get back to you, usually within the same day.
3

Start Shopping

Once you’re pre-approved, it's time to head to the dealership and start shopping for your car!
4

Protect Your Purchase

Before you get behind the wheel, guard your investment with our protection plans.
we've got options

From wheels to waves, discover loan options for every adventure.

View Rates
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Auto Loans
Say hello to your dream car and get a better rate for your ride with no payments for 90 days.* Let's get you behind the wheel.
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Boat Loans
Whether it's for fishing, water sports, or relaxation, our flexible repayment plans ensure smooth sailing on the water and in your finances.
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Motorcycle & ATV Loans
Ready to hit the trails or cruise the open road? With flexible terms and competitive rates, your next adventure is just a ride away.
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RV & Travel Trailer Loans
Your home on wheels awaits, and our tailored RV and travel trailer loan solutions make it possible to explore the world while keeping your budget intact.
safeguard your ride

Explore Protection Options

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GAP Insurance
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Multi-Shield Protection
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Extended Warranty
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Credit Life & Disability

GAP Insurance

Car accidents can be devastating. Prepare for the worst with GAP insurance, which will pay any remaining balance on your loan if your vehicle is stolen or totalled and the loss isn’t covered by insurance.

Benefits

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Covers the outstanding loan balance if your vehicle undergoes a total loss, ensuring you're not burdened by the financial "GAP" between the insurance payout and your remaining loan amount.
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GAP insurance usually comes with reasonable premiums, making it a cost-effective way to secure yourself against substantial financial losses.

Multi-shield Protection

Dents, body damage, and cracks to your windshield are inevitable. Avoid paying out of pocket for these expenses with multi-shield protection, which includes tire and wheel coverage, dents, and 24/7 roadside assistance.

Benefits

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Coverage includes costs for tire repair or replacement, windshield repair, minor dents and dings.
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Receive free towing and emergency roadside service including mechanical first aid, tire battery and delivery services, extricating service, auto accident towing and lockout service.

Extended Warranty

Avoid expensive repairs after your vehicle’s factory warranty expires. Choose the repair shop or facility of your choice and drive securely knowing our comprehensive roadside assistance will keep you safe on the road.

Benefits

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Saves you money by covering repair costs for mechanical and electrical failures that occur after the manufacturer's warranty expires.
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Choose the level of coverage that suits your needs, ranging from basic coverage to more comprehensive plans that cover various components.

Credit Life & Disability

Prepare for unforeseen events and tragedies like loss of life, disability, or loss of employment. Credit life and disability insurance will cover the remaining balance of your loan, allowing you to deal with the important stuff.

Benefits

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Assures that your loved ones won't be burdened with your outstanding loan obligations if you pass away unexpectedly, granting them financial security and stability.
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Your loan payments are covered if you experience a disability, preventing the accumulation of debt during periods of reduced income.
get started

Ready to hit the road?

Don't wait any longer. Take the first step toward owning the vehicle you've always wanted.

Benefits of getting your car loan at a credit union:
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Lower interest rates
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Flexible repayment terms
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Personalized service
Apply Now
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*Important Information
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* Based on the applicant meeting established criteria.

Where Red Raiders Bank.

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