Flexible for self-employed borrowers
Bank statement loans are flexible for self-employed borrowers, offering an alternative qualification process that considers your business income and cash flow.
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Contact UsA bank statement loan is for self-employed individuals, using bank statements to verify income instead of tax returns. It offers flexible financing for those with non-traditional income.
Explore bank statement loan benefits.
Bank statement loans are flexible for self-employed borrowers, offering an alternative qualification process that considers your business income and cash flow.
Discover flexible repayment options with bank statement loans. Select from interest-only or fully amortizing payment plans to suit your financial preference.
Our bank statement loans are versatile for primary residences, secondary homes, or investment properties. Tailored repayment plans ensure flexibility, supported by our customer-focused and professional service.
Bank statement loans are first-time home buyer-friendly, providing accessible financing options tailored to meet the unique needs of new homeowners.
Versatile options for your home financing
A Bank Statement Purchase Loan is designed for self-employed individuals or business owners who may not have traditional income documentation. This loan allows you to qualify for a mortgage based on your bank statements, reflecting your true income and financial situation. It provides an excellent opportunity to purchase a home even if your financial profile doesn’t fit the conventional mold.
A Bank Statement Refinance Loan offers a tailored solution for self-employed borrowers looking to refinance their existing mortgage. This loan uses your bank statements as proof of income, providing a flexible refinancing option that accommodates your unique financial situation. With competitive rates and terms, it’s a smart way to manage your mortgage while aligning it with your current income flow.
A dedicated team in every market we serve.
A dedicated team serving Amarillo and the surrounding Panhandle.
Where it all started. Fast approvals and local expertise for South Plains buyers.
Dedicated mortgage support for Midland and Permian Basin homebuyers.
Our loan officers know this market and are ready to guide you from application to closing.
The mortgage process
We keep the process simple so you can focus on finding the right home.
step 1
Connect with one of our local mortgage loan officers to talk through your goals, explore your options, and get the process started.
step 2
Download the Texas Tech Credit Union mortgage app to securely upload your documents and kick off your pre-qualification.*
step 3
With pre-qualification in hand, start searching for your home knowing the budget you're working with.
step 4
Once you've found the right home, our team will guide you through a smooth and timely closing process.
Stay on top of every step with the Texas Tech Credit Union mortgage app. Upload documents, check your status, and connect with your team on the go.
Ready to explore flexible financing with bank statement loans? A dedicated loan officer is ready to walk you through your options and get you to closing day.
Pre-qualification is subject to credit history and financial statement review.