Menu

Meet your mortgage dream team.

Our experts have seen it all, and are here to guide you through the home-buying process one easy step at a time. We have an in-house mortgage program for buying and refinancing, so you can deal with people you know and trust. The online application process is easy. With a wide range of terms and options to choose from, we'll help find the loan that's right for you.

Jay Herrin

jay herrin

 

Meet Jay

Jennifer Lopez

jennifer lopez

 

Meet Jennifer

Tom Couture

tom couture

 

Meet Tom

Savanna Holton

savanna holton

 

Meet Savanna

Paul Nolte

paul nolte

 

Meet Paul

Ashley Laycock

ashley laycock

 

Meet Ashley

Let your home work for you.

A home equity loan lets you borrow up to 80% of your home’s value, minus what you owe on your mortgage*.  With competitive fixed or variable interest rates, and no application or closing fees, borrowing couldn't be easier.  We’ll help you get started.

Apply Now

naturally lit contemporary living room

Conventional

small well lit living room

Refinancing

modern kitchen and dining room

FHA/VA

contemporary bedroom with large window

Jumbo

Conventional Loans

The most popular category of mortgage loans, conventional loans generally have fixed interest rates and terms. These loans are not insured by the government, and are usually established with larger down payments than some of the other mortgage loan alternatives.

Apply Now      Appointment

Refinancing

A refinanced mortgage pays off and replaces your old mortgage, and allows you to pay the remaining balance based on a new agreement. Refinancing can provide a number of benefits, such as lower monthly payments, a lower interest rate, the ability to get cash out of your home's equity, and a shorter loan term.

Apply Now      Appointment

FHA/VA Loans

FHA and VA loans are insured by the Federal Housing Administration and the U.S. Department of Veterans AffairsThe FHA and VA will back qualified lenders in case of mortgage default, but do not lend money. FHA and VA loans allow borrowers to spend a higher percentage of their monthly income on debt than conventional loans.

Apply Now      Appointment

Jumbo Mortgages

Jumbo Mortgages, or non-conforming mortgages, exceed the guideline limits established by Fannie Mae and Freddie Mac. These loans offer borrowers who have low debt-to-income ratios and high credit scores an option to purchase an expensive luxury home.

Apply Now      Appointment

Crunch those numbers.

Use our mortgage calculator to estimate your monthly loan payments.

Calculate

Not quite sure where to start?

We're here to help. Download our free Home Buying Guide today.

 Download

Not quite sure where to start?

We're here to help. Download our free Home Buying Guide today.

 Download

*Rate information
  • Home equity max loan value = (assessed value x .80) – current outstanding mortgages
  • Borrowers must reside in the state of Texas
  • Fees subject to change
  • Rates subject to change

How can we help?

Ask a Question

Stay up to date on all TTCU rates, offers, and news.