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Texas Tech Credit Union Mortgage commits to making the process of securing a home loan as easy as possible for you.Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, our Mortgage app has a feature to benefit you.
From conventional mortgages to FHA loans, our wide array of loan options offer flexible terms and low interest rates to fit your lifestyle.
The most popular category of mortgage loans, conventional loans generally have fixed interest rates and terms. These loans are not insured by the government, and are usually established with larger down payments than some of the other mortgage loan alternatives.
A refinanced mortgage pays off and replaces your old mortgage, and allows you to pay the remaining balance based on a new agreement. Refinancing can provide a number of benefits, such as lower monthly payments, a lower interest rate, the ability to get cash out of your home's equity, and a shorter loan term.
FHA and VA loans are insured by the Federal Housing Administration and the U.S. Department of Veterans Affairs. The FHA and VA will back qualified lenders in case of mortgage default, but do not lend money. FHA and VA loans allow borrowers to spend a higher percentage of their monthly income on debt than conventional loans.
Jumbo Mortgages, or non-conforming mortgages, exceed the guideline limits established by Fannie Mae and Freddie Mac. These loans offer borrowers who have low debt-to-income ratios and high credit scores an option to purchase an expensive luxury home.
We've got answers.
We're here to help.From setting a budget to closing the deal, our free Home Buying Guide will walk you through each step of the homebuying process.
Our experts have seen it all, and are here to guide you through the home-buying process one easy step at a time. We have an in-house mortgage program for buying and refinancing, so you can deal with people you know and trust. The online application process is easy. With a wide range of terms and options to choose from, we'll help find the loan that's right for you.
Mortgage Loan Officer
Ravenwood Branch
NMLS# 842717
806-773-0496 | Cell/Text
4005 98th St. | Lubbock, TX 79423
Mortgage Loan Officer
Ravenwood Branch
NMLS# 1142161
806-928-1090 | Cell/Text
savanna.holton@texastechfcu.org
10210 Quaker Ave | Lubbock, TX 79424
Mortgage Loan Officer
Main Branch
NMLS# 1279963
806-681-7095 | Cell/Text
ashley.laycock@texastechfcu.org
1802 Texas Tech Pkwy | Lubbock, TX 79409
Mortgage Loan Officer
Ravenwood Branch
NMLS# 338237
806-441-8481 | Cell/Text
4005 98th St. | Lubbock, TX 79423
Mortgage Loan Officer
Ravenwood Branch
NMLS# 1664708
806-500-1590 | Cell/Text
kevin.geeslin@texastechfcu.org
4005 98th St. | Lubbock, TX 79423
Regional Producing Manager
NMLS# 1696826
469-404-5501 | Cell/Text
shaun.schimmelman@texastechfcu.org
Dallas, Tx
Mortgage Loan Officer
Ravenwood Branch
NMLS# 509719
512-584-5188 | Cell/Text
4005 98th St. | Lubbock, TX 79423
At Texas Tech Credit Union, we sit down and really get to know you. We answer your questions and ask some of our own so we can best understand your unique situation.
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