Spending Made Simple

Managing your money shouldn't be a hassle.
Start spending with a simplified, benefit-driven account.

Credit Scorecard 

Monitor your credit on the go! With real-time credit monitoring, stay on top of your credit score and credit report changes.


Get Paid Up To 2 Days Early*

No more waiting for payday. Get your paycheck up to two days early when you have direct deposit set up within your Spend Account. As soon as the money is available, it's yours!

30,000+ Fee-Free ATMs

Enjoy free access to your money wherever you are! With your Texas Tech Credit Union Spend Account,
you have access to 30,000 Fee-Free ATMs.

Text your Zip Code to 91989 to find nearby ATMs or view Locations here.

Card Hub

Control your Debit Card on the go! View activity, manage alerts and transactions, turn on and off, and more right from the convenience of our mobile app and online banking!

Coming Soon


Start Spending
Start taking advantage of the benefits from a Spend Account today. Open an account in just a few minutes.

Apply Now


    * Direct deposit required. Receiving direct deposit funds up to two days early is dependent on when payment details were provided by the payer.
If your deposit does not arrive early, it will arrive on your scheduled payday.