Rates

APY = Annual Percentage Yield.

Fees may reduce earnings.

Actual rates are subject to change, based on account qualification and underwriting criteria.

Rates effective 07/01/2017


Share Accounts

ProductRatesAPY
Regular Share Savings0.25%0.25%
Kasasa Saver2.00%

(qualified rate on deposits up to $20,000)

2.00%

(qualified rate on deposits up to $20,000)

IRA Savings

Educational, Roth and Traditional

0.25%0.25%
Money Market Savings

$0 - $2,499.99
$2,500 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,00 - $249,999.99
$250,000+


0.30%
0.35%
0.45%
0.45%
0.45%
0.45%
0.45%


0.30%
0.35%
0.45%
0.45%
0.45%
0.45%
0.45%

Credit Card Rates

ProductRates
Red Mastercard12.24% variable APR
Black Mastercard 8.24% variable APR
Platinum Mastercard 15.24% variable APR
*Actual rates are subject to change, based on account qualification and underwriting criteria. APR’s will vary with market based on the Prime Rate.

Share/CD Secured Loans

ProductRates
Share/CD Secured Loan2% above securing account

Time Share Certificate Rates

ProductMinimum Required Opening DepositRatesAPY*
Regular Certificates

6 months
12 months
18 months
24 months
36 months
48 months
60 months

$1,000 minimum

0.75%
1.00%
1.10%
1.25%
1.50%
1.60%
1.75%

0.75%
1.00%
1.10%
1.25%
1.50%
1.60%
1.75%

IRA Certificates

6 months
12 months
18 months
24 months
36 months

$1,000 minimum

0.40%
0.55%
0.60%
0.80%
1.00%

0.40%
0.55%
0.60%
0.80%
1.00%

Vehicle Loans

ProductRepayment TermsRates as low as*
New Vehiclesup to 36 months
37 to 48 months
49 to 60 months
61 to 72 months
1.99%
1.99%
2.24%
2.49%
Used Vehiclesup to 36 months
37 to 48 months
49 to 60 months
61 to 72 months
2.49%
2.74%
2.99%
3.24%
RVs & Travel Trailersup to 60 months
61 to 72 months
73 to 84 months
85 to 96 months
97 to 120 months
3.99%
4.24%
4.49%
4.74%
4.99%
Motorcycles, ATVs & Watercraftup to 36 months
37 to 48 months
49 to 60 months
4.99%
5.24%
5.49%

Unsecured Loans

ProductRates as low as*
Signature Loans

0-60 months

7.99%

Line of Credit7.99%

Home Loans

ProductRates
Mortgage Loans

Home Equity ARM (Prime Rate; 4% floor; no margin)
Fixed Rate

Competitive rates - Call 806-742-3606