Home Mortgage

Home Mortgage Details

Stop wasting money on rent — turn those monthly payments into equity in your own home. We have an in-house mortgage program for buying and refinancing, so you don't have to deal with people you don't know or trust.

Our home mortgage loan experts are right here in Lubbock, Texas. Decisions are made right here, not some faraway headquarters. Because we take care of everything in-house. the application process is easy, and closings are smooth and speedy.

  • Buy and build equity in your home*
  • Investment if your home appreciates in value
  • Low, competitive interest rates
  • Wide range of terms to choose from
  • Affordable, low payments
  • Refinancing available
  • In-house mortgage program streamlines the process
  • Quick decisions made here in Lubbock
  • Friendly, personalized service to walk you through the process

Second Mortgage Details

Buying a home in Texas? Don't end up house-poor — take out a second mortgage to ease the process. Avoid having to take out a jumbo loan or use the 2nd mortgage toward the down payment of a first mortgage. For more information, download the 2nd Lien submission form.

  • Ease the process of buying a new home
  • Avoid jumbo loans
  • Personalized service
  • Let our in-house Second Mortgage Team guide you through the process
  • Quick, local decisions made right here in the Panhandle
  • Adds another payment to your mortgage


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Jay Herrin

Mortgage Team Manager

806-767-0424 | Office 806-252-0675 | Cell/Text NMLS # 338837 4005 98th St. | Lubbock, TX 79423 Apply now at http://Jay.texastechfcu.org
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Jennifer Lopez

Mortgage Loan Officer

806-767-0480 | OfficeNMLS # 1055310 4005 98th St. | Lubbock, TX 79423 Apply now at http://JLO.texastechfcu.org
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Savanna Holton

Mortgage Loan Officer

806-744-6325 | Office806-928-1090 | Cell/TextNMLS # 1142161 4005 98th St. | Lubbock, TX 79423 Apply now at http://Savanna.texastechfcu.org
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Tom Couture

Mortgage Loan Officer

806-775-5701 | Office 806-773-0496 | Cell/TextNMLS # 8427174005 98th St. | Lubbock, TX 79423 Apply now at http://Tom.texastechfcu.org
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Paul Nolte

Mortgage Loan Officer

972-896-0051 | Cell NMLS# 6211398704 Cypress Waters Blvd | Irving, TX 75063 Apply now at http://Paul.texastechfcu.org/