Home Equity Loans

Home Equity Loan Details

Flip the script and let your house work for you. Tap into your home's equity for those urgent or unplanned expenses.

Choose between fixed or adjustable rates — we'll help you decide which loan is best for you. Pick up one of our home equity packets to get a good faith estimate and to help you get started.

  • Tap into your home's equity
  • Competitive rates, fixed or variable interest
  • Pay no application fee
  • Pay no origination fee*
  • Borrow up to 80% of your home's assessed value**
  • Quick, local decisions made here in Lubbock
  • Friendly, helpful service

*subject to change

**Max loan value = (assessed value x .80) – current outstanding mortgages

Borrowers must reside in the state of Texas