TTCU Primary Logo

TTCU Hero Program

The TTCU Hero Program provides a credit toward closing costs to community heroes who invest in our future and put the safety of our city first.

Apply Now


Closing costs generally account for 2% to 5% of your total home
loan. With our Hero Program, you’ll receive a $1,000 credit toward closing costs on a home purchase or home refinance loan.

Eligible Professions:









Law Enforcement




Qualified Borrowers


Full-time public school district employees, full-time university staff and faculty, and full-time state or federal accredited private/charter school employees are eligible — including teacher, nurse, librarian, guidance counselor, janitor, cafeteria staff, teacher’s aide, grounds, maintenance, or administrative employees.


Exclusions: Substitute or temporary employees, retired employees. 


Full-Time Nursing Services - Means a full-time and licensed or certified employee providing nursing at a public or private hospital or public or private practice clinic, or through contract nursing, i.e., travel nursing care or home health nurse. Examples of full-time employees include: Registered Nurse, Licensed Practical Nurse, Nurse Practitioner, Nurse Anesthetist, Nurse Manager, Physician Assistant, Nursing Assistant (CNA)


Exclusions: Temporary Employees, Retired Employees, Part-time Employees, and Volunteers.

Emergency Medical Services

Full-time employees serving in a federal, state, or local government emergency medical department or a private EMS department. Examples of eligible workers include: emergency medical technician, licensed paramedic, emergency care attendant.


Exclusions: Temporary employees, contract employees, retired employees, part-time employees.


Full-time employees serving in federal, state, or local government firefighting agencies. Examples of eligible workers include: firefighter, fire educator, fire trainer, fire inspector, arson investigator, fire administrator.


Exclusions: Temporary employees, contract employees, retired employees, part-time employees, and volunteers.

Law Enforcement

Full-time law enforcement employees serving in local, state, or federal agencies. This includes police officers, state troopers, deputies, dispatchers, probation officers, detectives, administrative staff, etc.


Exclusions: Temporary employees, contract employees, retired employees, part-time employees.


Active-duty U.S. military or members of the U.S. military Reserve or National Guard and veterans.


Exclusions: Contract employees.    

Meet with a lender to start your application.

We are here to guide you through the home buying process one easy step at a time. We have an in-house mortgage program for buying and refinancing, so you can partner with people you know and trust. The online application process is easy. 

Larissa Cable

Mortgage Loan Officer
NMLS# 525982

Meet Larissa

Haden Lipham

Mortgage Loan Officer
NMLS# 1644599

Meet Haden

Kali Arredondo

Mortgage Loan Officer
NMLS# 2331602

Meet Kali

Alex Ramirez

Mortgage Loan Officer
NMLS# 1752626

Meet Alex

The Tom Couture Team

Mortgage Loan Officer
NMLS# 842717

Meet the Team

Bert Rogers

Mortgage Loan Officer
NMLS# 338237

Meet Bert

Kevin Geeslin

Mortgage Loan Officer
NMLS# 1664708

Meet Kevin

Qualified Borrowers will receive a lender credit of $1,000 upon verification of eligible employment or status. Eligible property includes the purchase or refinance of the borrower’s primary residence. All loans must meet Texas Tech Credit Union and/or Secondary Market lending guidelines and additional restrictions may apply. All loans subject to credit and property approval. No portion of this lender credit may be used towards the required down payment. Terms and availability subject to change without prior notice.