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Choose the Card that's right for you.

From covering emergency expenses to building an excellent credit score, you can choose the right Mastercard® credit card to meet your lifestyle needs.

Red
Mastercard®

texas tech credit union red mastercard

 

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Black
Mastercard®

texas tech credit union black mastercard

 

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Platinum
Mastercard®

texas tech credit union platinum mastercard

 
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Rewards

Credit Level

Average

Good/Excellent

Excellent

Purchase Rate

12.24% APR - will vary with market based on the Prime Rate

8.24% APR - will vary with market based on the Prime Rate

15.24% APR - will vary with market based on the Prime Rate

Credit Limit

$5,000

$20,000

$20,000

Balance Transfer Fee

$10 or 3% of the balance, whichever is greater, with a maximum fee of $600

$10 or 3% of the balance, whichever is greater, with a maximum fee of $600

None

Overlimit Fee

$27

$27

None

Foreign Transaction Fee

1% of each transaction in U.S. Dollars

1% of each transaction in U.S. Dollars

None

Annual Fee

None

None

None

For Lost Or Stolen Credit Cards: 1-855-256-9155

24/7 Member Service

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You have 24 hour access to balance inquiries, payment information, transaction history, access to your rewards points and charge disputes.

Online Account Access

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Online access provide access to real-time cardholder information about transactions, pending activity, payment information, and custom email alerts.

Fraud Protection

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TTCU Mastercard® credit cards are safer and more convenient than carrying cash, offer secured EMV chip technology, and zero liability for unauthorized purchases.

Pay your way.

Load your TTCU credit cards into these apps to conveniently pay with your mobile device.

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