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A Regular Share Savings account establishes your membership with Texas Tech Credit Union and allows you to earn competitive dividends monthly.*No monthly service fee, and earn dividends on balances over $5.
Kasasa Saver® is a free savings account that links to your free Kasasa Cash Back® checking account. When your Kasasa Cash Back checking account earns rewards, your Kasasa Saver account earns rewards too! See qualification methods below.*
A Regular Share Savings account establishes your membership with Texas Tech Credit Union and allows
you to earn competitive dividends monthly.*
A Kasasa Saver® account links to your free Kasasa Cash Back® checking account. When your Kasasa Cash Back checking account earns rewards, your Kasasa Saver account earns rewards too! See qualification methods below.*
The Regular Share savings account is required to be opened by all members. The funds deposited in these accounts represent the shares held by the members in the credit union. This account requires a minimum of $5 to be deposited at all times.
Dividends are paid at the prevailing rate disclosed on the credit union’s most recent rate sheet. Dividends are computed based on the daily balance of the share account and are paid on a monthly basis. Outstanding dividends may not be paid for accounts closed before dividends are posted.
An early closure fee of $25 will be assessed for all share savings accounts that are closed within 13 months of opening.
Statements will be mailed out a minimum of once a quarter at the end of the third month of the quarter. Members may receive more than one statement per quarter.
Checks deposited in the Regular Share Account should be allowed time to clear before being withdrawn. If a hold is placed on a deposited check, you will be informed at the time of deposit. For more information please refer to the credit union’s member information packet.
Kasasa Saver is only available for Kasasa Cash Back checking account holders. To earn rewards, the following transactions must post & settle to your Kasasa Cash Back checking account during the Monthly Qualification Cycle:
Didn’t qualify one month? Don't worry - the account is still free! You can qualify the very next month.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, the deposit of cash back rewards, debit card purchases processed by merchants and received by Texas Tech Federal Credit Union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by Texas Tech Federal Credit Union. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $25,000 receive an APY of 2.00%; and balances over $25,000 earn .25% interest rate on the portion of balance over $25,000, resulting in a range from .60% to 2.00% APY depending on the account's balance. Kasasa Cash Back: 2.00% cash back on up to a total of $400.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn .05% APY. Kasasa Cash Back: No cash back payments are made and ATM fees are not refunded. APY = Annual Percentage Yield. APYs accurate as of 4/1/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $5.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account's qualifications. Limit 1 account per social security number. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact a Texas Tech Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.
Rates Effective: 04/19/2021*
Fixed-Rate - For Current Rates: Call 806.742.3606 | APR = Annual Percentage Rate | Actual rates are subject to change, based on account qualification and underwriting criteria | Fees may reduce earnings