A Regular Share Savings account establishes your membership with Texas Tech Credit Union, and allows you to earn competitive dividends monthly.*
Kasasa Saver® is a free savings account that links to your free Kasasa Cash Back® checking account. When your Kasasa Cash Back checking account earns rewards, your Kasasa Saver account earns rewards too! See qualification methods below.*
The Regular Share savings account is required to be opened by all members. The funds deposited in these accounts represent the shares held by the members in the credit union. This account requires a minimum of $5 to be deposited at all times.
Dividends are paid at the prevailing rate disclosed on the credit union’s most recent rate sheet. Dividends are computed based on the daily balance of the share account and are paid on a monthly basis. Outstanding dividends may not be paid for account closed before dividends are posted.
An early closure fee of $25 will be assessed for all share savings accounts that are closed within 13 months of opening.
The share savings account is limited to six withdrawals per month. For each withdrawal thereafter, a fee of $5 will be assessed.
Statements will be mailed out a minimum of once a quarter at the end of the third month of the quarter. Members may receive more than one statement per quarter.
Checks deposited in the Regular Share Account should be allowed time to clear before being withdrawn. If a hold is placed on a deposited check, you will be informed at the time of deposit. For more information refer to the credit union’s funds availability policy included in this document.
Kasasa Saver is only available for Kasasa Cash Back checking account holders. To earn rewards, the following transactions must post & settle to your Kasasa Cash Back checking account during the Monthly Qualification Cycle:
Didn’t qualify one month? Don't worry - the account is still free! You can qualify the very next month.