It is easy to begin taking advantage of all our products and services! To start, you will need to open a share savings account to establish your membership. Click here for details on our share savings accounts.

• When you open a share savings account, you can open any other deposit accounts at the same time.
• Once you have a share savings account, you can take advantage of all of our products and services.
• You can also sign up for Courtesy Pay/Overdraft Protection, a Visa Debit Card, Double T Telephone Teller Acess, and Online Account Access.

To Open Accounts Online:

1. You must qualify for membership. Don't worry - anyone can join! Click here for membership requirements.
2. Apply for a share savings account using our secure online application form. To protect your identity, please do not email confidential information!

What happens once I complete my application?

To Open Accounts by Mail or Fax:

1. You must qualify for membership. Don't worry - anyone can join! Click here for membership requirements.
2. Present us with a copy of your driver's license and proof of your membership eligibility. You may fax these to us at 806-742-3699 or mail them to Box 41072 Lubbock, TX 79409.
3. Fill out a membership/signature card. Click here to download. Just fill it out and fax it in at 806-742-3699 or mail the card to Box 41072 Lubbock, TX 79409.
4. Choose to open a Regular Share Savings or a Student Share Savings account. Click here for savings account details. You may also choose to open a checking account. Click here for checking accounts.
5. Sign the appropriate disclosure(s). For Regular Share Savings, download this disclosure. For Student Share Savings, download this disclosure. If you choose to open a checking account, download this disclosure. Just sign the disclosure(s) and fax to 806-742-3699 or mail to Box 41072 Lubbock, TX 79409.
6. Deposit your minimum membership requirement in your Share Savings account. You can come by any of our branches or mail us a check.

What happens once I complete my application?

Call us at 806-742-3606 or use our contact form for help opening accounts.