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With our Money Market Savings Account (MMSA), you get flexibility and yield. Your MMSA can earn more than a share savings account, but the number of transactions per month is limited. The MMSA requires a minimum balance of $1,000 to earn dividends.

Five dividend rate tiers
The more money you keep in your MMSA, the more you earn:

$0 to $999
$1,000 to $2,499
$2,500 to $4,999
$5,000 to $9,999
$10,000 to $49,999
$50,000+

The rate applies to the entire balance, not just the amount over the tier threshold.

MMSA Features

  • Easy access to your money
  • Allows a total of 6 withdrawals/transfers per calendar month ($10 fee per withdrawal in excess of 6 per month - 3 of the 6 withdrawals may be checks, with a fee of $1 per additional check)
  • Tiered rates are based on money market environment and may change daily
  • No monthly fee if minimum monthly balance of $1,000 is maintained, otherwise $5 per month
  • Dividends are compounded monthly and paid quarterly
  • Additions are accepted in any amount, at any time
  • Has no term restrictions
  • The account balance counts toward your free life savings insurance

Minimum opening balance:
$50

Click here for MMSA/savings account rates.